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In the case of unsecured loans, the representative APR is 7.2% fixed. Representative example: - £10000 over 50 months at an interest rate of 7.2% per annum. Monthly repayment £231.04. Total amount payable £11552.00.

In the case of secured loans the typical APR is 13.7%. APR’s are variable in most cases. In some cases a secured loan processing fee may be charged, which is deducted from the loan on completion and included in the interest rate quoted. The average fee for secured loans is £975. The amount of any fee and the actual rate available will depend on your circumstances and will be discussed with you at an early stage. Extending the loan over a longer period can reduce your monthly payments but may increase the total cost of credit.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Written terms available on request. Examples/offers correct April 2011 Loans are subject to status and available to UK residents aged 18 or over. Promise Loans is a trading style of Promise Solutions Ltd.Registered in England. Company number 04822774. Registered Office: 2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG. Consumer Credit Licence number 610473