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Whatever your personal circumstances, promise will work to help find you a financial solution

How to fund home improvements

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The information below may help you understand a little more about funding home improvements. However, if you would like to speak to one of our team to help you further, just fill in an online enquiry form and we'll call you right back - or call us free now on 0800 083 9640.

Home improvement loans

It is possible to take out a loan for a variety of purposes and these include funding home improvements. In some cases these loans are then referred to as home improvement loans. Many home improvement projects, such as converting a loft, building an extension or buying a conservatory, require a lump sum payment. It is therefore possible to fund a home improvement project by taking out a loan. A home improvement loan may be a secured loan or an unsecured loan and you should consider your financial situation before making your choice.

How much can I borrow?

With Promise, you can borrow anywhere from £5,000 to £125,000, depending on how much you can afford to repay each month. The home improvement loan could be over any time period from five to twenty five years. The loan may be an unsecured or a secured loan. If the home improvement is secured against your property, you do not necessarily need to have equity in your home. If you do not have equity in your home, it is possible to borrow up to 100% of your property value, less your outstanding mortgage balance. When discussing options for your home improvement loan, other debts may also be taken into consideration.

How do I apply for a home improvement loan?

There are many options available for you to find a home improvement loan. Promise is one of them. If you would like to speak to one of our team, just fill in an online enquiry form and we'll call you right back - or call us free now on 0800 083 9640.

At Promise, our friendly team will help you find the best financial solution to suit your individual needs.

Promise can put you back in control

What we can offer:

Mortgages

Consolidating or clearing arrears?

Loans

Immediate decision in principle. Loans tailored to suit you.

Debt management

Turned down for finance? More money going out than coming in?

 
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Customer feedback
"I received a threatening letter from one of my creditors. After speaking to Promise Debt Solutions I faxed a copy of this letter. This letter was dealt with straight away and when I called again, all of my concerns were dealt with. Thank you Promise Debt Solutions for all your help, you really helped to put my mind at rest" Mr Bright, Surrey, Promise Debt Solutions
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The Customer First

Including those with restricted credit, the overall cost for comparison is 14.9% APR for a Secured Loan. APR variable and based on a usual case. In some cases a processing fee may be charged, which is deducted from the loan on completion. When applicable, the average fee for secured loans is £999. The amount of fee and the actual rate available will depend on your circumstances. Ask for a personalised illustration. Examples/offers correct June 2009. All loans are secured, subject to status and available to UK residents aged 18 or over.

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